Volume 16, Number 1

Transaction Cost and the Viability of Rural Financial Intermediaries

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JPD 1989 Vol. XVI No.1-b
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Abstract

Recognition of a continuous improvement in the formal financial system is necessary for economic growth. Over the years, the government has been infusing cheap funds into the rural sector. Unfortunately, it overlooks a number of serious issues regarding bank’s transaction costs. This article develops a method of estimating transaction costs for each bank activity. It also explains the differences and the composition of transaction costs among commercial banks, rural banks and private development banks.

Citations

  1. Aldaba, Fernando T.. 2002. Philippine development: A research journey through the Philippine Journal of Development. Philippine Journal of Development PJD, 29. Philippine Institute for Development Studies.
  2. Hosseini, S. Safdar, Mohammed Khaledi, and Richard Gray. 2009. An analysis of transaction costs of Islamic banks in rural Iran. Agribusiness, 25, no. 3, 291-313. John Wiley & Sons, Ltd..
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1989-06-01
Volume 16, Number 1
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June 1, 1989
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The Philippine Journal of Development (PJD) is a multidisciplinary, peer-reviewed journal published biannually by the Philippine Institute for Development Studies (PIDS). It serves as a platform for disseminating policy-oriented research on development issues, including the economy, business, public administration, foreign relations, sociology, and political dynamics. 

P-ISSN 2508-0954 • E-ISSN 2508-0849 • https://doi.org/10.62986/pjd