Reaching the Poor with Effective Microcredit: Evaluation of a Grameen Bank Replication in the Philippines

Abstract

Credit provision for small and poor households has always been the major element of nongovernment organizations in alleviating poverty. Recently, there has been a move to replicate the Bangladesh Grameen Bank in the Philippines known as Landless People’s Development Fund. This paper assesses its financial viability at the borrower’s level. The institution’s sustainability is also investigated in terms of sources and fund utilization, administration costs and other branches of financial viability.

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